Frequently
Asked
Questions
What is Creditpicks?
Creditpicks is a personal finance site for Canadians and Americans alike. The information on our website is specifically meant to enhance your financial well-being and allow you to apply for a diverse range of partner credit and insurance products. In addition to our comprehensive Explore pages, weekly posts, and push notification offers, you can download our 2023-2024 e-book simply by signing up for our email newsletter.
Does it cost anything to use Creditpicks?
Everything on Creditpicks is free! We will never ask you for any money. We receive small commissions if you apply and are approved for one of our partner products. We appreciate your support if you decide to take out a loan, explore mortgage options, invest, or purchase insurance.
Who is behind Creditpicks?
We are Woman- and Minority-Owned. We are a collaborative of designers and developers, MBAs, undergraduates, and current students, contributing both full- and part-time. Our shared interest is in dependable, accurate, yet readable research on what makes personal finance tick in Canada and the United States. We’ll update our site regularly, delivering a fast and seamless user experience with our financial and non-financial partners. We are socially-conscious, here to give back, and wanting to better our great nations. Sounds fun, right?
Why do I need Creditpicks?
Good question. First, personal finance information changes all the time. It’s our job to ensure you have access to the most up-to-date and relevant financial content available. Second, we’ve chosen our financial services and products partners carefully. They offer the best services, rates, benefits and rewards, and coverages available. Lastly, we’re also providing information you can share with your friends and family, no matter their ages. When you do this, our society will grow to be financially literate, credit responsible, and less indebted. That’s a win for everyone!
How often do you make updates to your site and posts?
We’re constantly working on the site. It’s a daily kind of thing. Our site updates include fresh information, reworking of existing content, implementation of new features, and optimizations (did you know we have one of the fastest sites on the internet?). Our blog posts are added at least once each week and, more often, 2-3 times. This frequency will continue to grow over time.
Where is Creditpicks based?
Our team members are from all over Canada and the United States! And, honestly, a couple even live right across the street from each other in Canada. Our team’s diversity is our greatest strength as it adds thoughtful insight to the latest personal finance trends.
If Creditpicks is free to use, how does the site make money?
We, of course, have advertising partners across all site topics. But if you ever need a loan, credit card, mortgage, or another financial product, we appreciate you applying with one of our competitive partners (available as links throughout our text, some advertising banners, and the Apply menu). We receive a small commission for successful applications.